Subha Kumar

Chief Financial Officer

Subha has over two decades of experience spanning the financial services and IT sector.

A Chartered Accountant by qualification, she is also a certified Lead Assessor for carrying out ISO audits. Subha was responsible for drafting the Process manuals detailing Hire Purchase and Lease policies and practices at a Non-Banking Financial Company (NBFC). She has also headed the Fixed Deposit (FD) team at an NBFC. With her keen understanding of this functional area coupled with her analytical and communication skills, she was instrumental in migrating their erstwhile FD system to a new platform in 1999-2000. She has been on the panel of Arbitrators of a private sector bank for ten years now, helping hasten recoveries on their NPA accounts.

At Congruent, she manages the company budgets and steers its financial performance. Besides, she also juggles the legal, contractual and statutory compliances roles at Congruent. A keen advocate of cost reduction and process compliance, she manages the Finance and Legal functions at Congruent